Personal Banking
 
 
   
Personal checking accounts

The PrivateBank's personal checking accounts give you all the services you'd expect from a regional bank - and some that the big banks would never offer.

Like free transactions at any ATM. Even if the bank that owns the ATM charges you a transaction fee, The PrivateBank will reimburse you for their fees. Just try to find a regional bank that will do that.

Use this chart to choose the personal account that's best for you:

  Piedmont Checking Piedmont Prestige Piedmont Platinum Checking
Minimum opening deposit

$100

$100

$100

Maintenance fee

$6.95 / month

Waived with direct deposit or average daily balance of $500 in checking

$20 / month

Waived if average daily balance is $1,500 in checking or average daily balance in checking savings, Money Market, CD and IRA accounts of $7,500

$25 / month

Waived if average daily balance is $2,500 in checking or average daily balance in checking savings, Money Market, CD and IRA accounts of $10,000

Unlimited check writing

Yes

Yes

Yes

ATM Transactions
Free at any bank's ATM
Free at any bank's ATM
Free at any bank's ATM
Online account access to:
  • view account balance
  • transfer funds between accounts
  • place stop payments
  • order checks
  • view cancelled checks
  • Yes
    Yes
    Yes
    Online bill payment
    Yes
    Yes
    Yes
    Free checks
    For customers 55 or older

    Always for customers
    55 or older

    Once per year for all others

    Yes
    Interest
    N/A
    Compounded daily and credited monthly; no minimum balance required
    Compounded daily and credited monthly; tiered average daily balance required

    The PrivateBank also offers checking accounts for businesses

    See deposit account agreement and deposit accounts fee schedule for additional fees and conditions

     
      Home | Privacy | Site developed by Point of Vision | 2007 The PrivateBank